Purpose and Job Summary
Lument provides comprehensive capital solutions for multifamily, affordable, MHC, seniors, healthcare, and commercial real estate. Our services include investment banking, mortgage banking, private equity, balance sheet lending, investment sales, and corporate advisory.
We are seeking a precise, driven Associate / Analyst to work directly with senior originators on a high volume of insurance company-placed transactions. This role is integral to the entire deal lifecycle—moving transactions from origination through capital sourcing, due diligence, and closing. The successful candidate will support underwriting, financial analysis, due diligence management, and serve as a central liaison between borrowers, third-party vendors, and life insurance capital partners.
Essential Duties & Responsibilities
Deal Placement & Financial Analysis
- Support comprehensive loan underwriting and financial modeling based on property cash flows, market research, and life company lending parameters.
- Prepare high-quality lender submission packages, loan proposals, applications, engagement letters, and loan commitments.
- Maintain accurate, real-time transaction data within the proprietary database.
Transaction Coordination & Closing Management
- Lead deal coordination and manage transaction flow across origination, underwriting, and closing phases.
- Manage the due diligence lifecycle: create needs lists, review application materials, and update underwriting workbooks (rent rolls, property schedules).
- Coordinate transaction structuring and closing logistics with borrowers, underwriters, insurance company closing departments, legal, and compliance.
- Engage and manage third-party report providers (appraisal, engineering, environmental).
Relationship & Process Management
- Maintain clear, timely communication with borrowers, lenders, third-party vendors, and internal teams to ensure efficient execution.
- Apply and maintain a thorough working knowledge of Lument policies, procedures, and insurance company credit guidelines.
Working Relationships & Contacts
- Maintain frequent contact with all levels of internal employees and management.
- Interact extensively with external institutional borrowers, life insurance capital partners, third-party consultants, and legal counsel.
Education, Skills & Experience
- Bachelor’s degree required (Finance, Real Estate, Business, or Economics preferred).
- 1–3 years of commercial real estate finance experience (analytical or underwriting support at a lending institution, brokerage, or investment firm preferred).
- Strong proficiency in Microsoft Office Suite.
- Solid understanding of CRE analytical tools, methodologies, and property-level financials.
Core Competencies
- Problem-Solving & Analysis: Strong analytical capacity to handle complex transaction structures, resolve bottlenecks independently, and synthesize property data into clear risk assessments.
- Execution & Organization: Detail-oriented and organized; proven ability to prioritize and execute multiple time-sensitive transactions under tight deadlines.
- Communication & Professionalism: Excellent written, verbal, and interpersonal skills. Demonstrates a strong work ethic, accountability, integrity, and professional discretion.
Annual base salary gross: $90,000 - $110,000 (NY only). The base salary range represents the estimated low and high end of ORIX’s salary for this position based on geography. Actual base salaries will vary and will be based on various factors, such as candidate’s qualifications, skills, competencies and proficiency for the role. The base pay is one component of ORIX’s total compensation package for employees. Other rewards and benefits include cash bonuses, long term incentives, health insurance, accident and life insurance, and retirement benefits. Please visit our Benefits page for additional information.
Life at ORIX
We are committed to the health and well-being of our employees and offer a quality, competitive benefits package that provides valuable healthcare and financial protection for our workforce, while emphasizing a healthy work/life balance.
You Time
We want you to have the time needed to recharge and manage life with our competitive vacation policy, floating personal holidays, extensive leave options, our annual observed holidays, and more.
Family Care
Every family has a different journey and ORIX USA Group is proud to offer extensive benefit programs such as: infertility coverage, adoption support, child and elder care, fully paid maternity, and generous parental leave benefits to help you and your families along the way.
Flexible Work Arrangements
ORIX associates enjoy the advantages of our hybrid working model with a 3 day in-office minimum requirement.
ORIX USA is an equal opportunity employer, providing equal employment opportunities (EEO), and is committed to diversifying its workforce. All employees and applicants for employment will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetics, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law. This policy applies to all terms and conditions of employment.
